Insurance · Vehicles & fleets

Keep your vehicles — and your business — moving

From a single company car to a full fleet, we help you understand the risks, choose the right level of cover and get support when something goes wrong.

  • Company cars & fleets
  • Options compared clearly
  • Claims guidance

Common risks

What can happen on the road

Understanding typical risks is the first step to choosing the right cover.

  • Collisions & accidentsDamage to your vehicle and to others
  • Third-party liabilityInjury or damage caused to others
  • TheftLoss of the vehicle or its parts
  • Natural eventsFloods, storms and similar perils
  • FireDamage caused by fire
  • DowntimeTime off the road after an incident

Protection areas

Choose the level of cover that fits your use

We explain the main types of motor cover in plain language so you can compare them properly.

Comprehensive cover

Broad protection for your own vehicle as well as liability towards others.

  • Own damage
  • Third-party liability
  • Optional add-ons where offered

Third-party liability

Covers your liability for injury or damage caused to other people and their property.

  • Liability to others
  • Often a legal minimum
  • Lower premium, narrower cover

Fleet programs

One coordinated program for multiple company vehicles, with consistent terms and simpler administration.

  • Single renewal date
  • Vehicle additions and removals
  • Consolidated reporting

Cover types, add-ons and mandatory requirements vary by insurer and by applicable regulations.

How WAFA supports selection

From vehicle list to claims support

  1. 1Review vehicles & use

    Vehicle types, drivers and how they are used.

  2. 2Define the cover

    The right level of protection and any add-ons.

  3. 3Compare options

    Insurer proposals compared clearly.

  4. 4Arrange the policy

    Documents, policy issue and fleet updates.

  5. 5Claims support

    Guidance and follow-up after an incident.

FAQ

Auto insurance questions

Can’t find your answer? Our team is happy to help.

Ask a question

Third-party cover protects you against liability for damage or injury to others. Comprehensive cover adds protection for damage to your own vehicle, subject to the policy terms.

Auto & fleet insurance

Ready to review your vehicle cover?

Send us your vehicle list or current policy and we will help you understand your options.